See if you're in a position to refinance your home!

Are You Ready to Take the First Step Towards Refinancing Your Home?

What is your current mortgage interest rate?

2% – 3%

4% – 5%

6% – 7%

Over 8%

How long have you had your current mortgage?

Less than 2 years

2 to 5 years

5 or more years

What is your Fico credit score?

750+

700–750

640–700

Below 640

What is your current home value? (An estimate is okay)

Under $250,000

$250,000 to $500,000

$500,000 to $750,000

Over $750,000

What is your primary goal for refinancing?

Lower my monthly payments

Cash out equity

Consolidate debt

Pay off my mortgage faster

How long do you plan to own this home?

Less than 5 years

5 to 10 years

10+ years

Do you have a fixed-rate or adjustable-rate mortgage?

Fixed

Adjustable Rate

Have you refinanced your mortgage before?

Yes

No

Do you have a mortgage statement handy?

Yes

No

Enter your information below to get your results…

Full Name *

Email *

Phone *

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Refinancing Tips

Refinancing your home can be a smart way to lower your monthly payments, shorten your loan term, or access cash for big expenses.

1. Know Your Goal

2. Find a Lender to Work With

3. Prepare Your Documentation

4. Ask Questions

Have a Refinance Question?

We have the answers you need.

How do I know if refinancing is right for me?

If interest rates have dropped, your financial situation has improved, or you want to adjust your loan term, refinancing might make sense. Our loan officers can help you weigh the benefits and determine if it’s a good fit.

What do I need to get started?

To begin the refinancing process, you’ll need documents like pay stubs, tax returns, and details about your current mortgage. Our team will guide you through everything you need to gather.

Are there any costs associated with refinancing?

Yes, refinancing involves costs like appraisal fees, closing costs, and more. We’ll help you calculate whether the savings from refinancing outweigh the upfront expenses.

How long does the refinancing process take?

The refinancing process typically takes 30–45 days, but timelines can vary. Our team works efficiently to get you to the finish line as quickly as possible.

Can I refinance if my credit score isn’t perfect?

While a higher credit score can qualify you for better rates, there are still options for those with less-than-perfect credit. Let us explore the best solution for your situation.

Didn't find your answer? Reach out to us, we're happy to help.

ABOUT US

Jeff Garber with Philadelphia Mortgage Company | NMLS# 142196 |

Branch NMLS# 1794507 |
Equal Housing Opportunity

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CONTACT US

300 Brookside Ave, Suite 125, Ambler, PA 19002 | Tel: 215-867-4844

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